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:Privacy And Cookie Policy
The website, the apps, and all related services, interfaces, and content (hereinafter: the "Service") are operated and managed by VibeFinancy (hereinafter: the "Operator").
This Privacy Policy details how information relating to you (hereinafter: "Information" or "Personal Information") is collected, processed, used, and stored in connection with the Service. Personal Information includes any information that identifies you or reasonably enables your identification.
Your use of the Service constitutes explicit consent to all terms set out in this Policy. The Service is intended for users aged 18 and above only.
For convenience, this Policy is written in the masculine form, but it is intended for all genders.
Collection of Personal Information:
During your use of the Service, including when opening an account, registering, logging in (to the website or app), or performing financial actions, you may be asked to provide Personal Information, such as:
-Full name.
-Contact details (phone, address, email).
-User profile details.
-Financial usage data you enter (budget, expenses, categories, savings goals, and similar data).
-Purchase details (if relevant).
-Additional information you choose to provide.
Third-party login (Google, Facebook, Apple):
The Operator allows registration and login through Google, Facebook (Meta), and Apple (Sign in with Apple) accounts. When using this option, the Operator may receive basic information from those providers, such as full name, email address, user ID, and sometimes profile picture. The Operator does not receive your third-party account password. This information is used solely for account creation and identity verification.
Payments, if any, are processed by a certified external payment provider, and the Company does not receive or store payment instrument details.
In addition, any proactive inquiry you send to the Operator – via forms on the website or app, email, WhatsApp, or any other channel – may include Personal Information you choose to provide.
Automatic Collection of Information:
When using the Service, technical and statistical information is collected, such as:
-Pages viewed, actions performed, and session duration.
-Device type, operating system, and browser.
-IP address and traffic source.
-General usage data.
-Data used to improve user experience.
Cookies and Tracking Tools:
The Operator uses cookies and monitoring tools for proper operation, usage analytics, personalization, and marketing (subject to consent). Example tools include: Google Analytics, Google Ads, Facebook Pixel, Google Tag Manager, TikTok tools, and others.
You can manage cookies through your browser settings, but blocking cookies may impair website/app functionality.
Disclosure of Information to Third Parties:
The Company may transfer Information to third parties in the following cases:
-With your explicit consent.
-To external service providers assisting with website/app operations.
-To business partners, subject to consent to receive marketing materials.
-In case of a breach of terms of use or suspected unlawful activity.
-Pursuant to a court order or request by a competent authority.
-For fraud prevention, legal dispute handling, or protection against possible harm.
-As part of a merger, acquisition, or business transfer, subject to a privacy commitment.
Third-Party Services – Storage and Databases:
-Supabase is used for database storage, user authentication (Auth), and file storage. The Operator has signed a Data Processing Agreement (DPA) with Supabase
-WordPress is used to build and manage the website
For additional details regarding their privacy policies:
Third-Party Services – Artificial Intelligence:
Artificial Intelligence (AI) Services:
We use external AI providers to power some features in our Service, such as content generation, chat responses, recommendations, analysis, and similar functions.
When you use AI-based features, the text/content you input (your "prompts"), as well as generated output and, in some cases, chat history or related metadata, may be sent to our AI service provider(s): Google Gemini, Apple Intelligence, OpenAI, and others.
What data is shared:
We may send your prompts, conversation context, and limited user identifiers (such as an anonymous or pseudonymous identifier) to the AI provider solely for generating the requested response and providing the Service.
How the provider uses your data:
By default, data sent via API is not used by the provider to train or improve its models.
The provider may temporarily retain data for abuse monitoring, safety, and service improvement, and then delete it, unless otherwise required by law.
We have signed a Data Processing Agreement (DPA) with the provider(s), requiring them to process data only on our behalf and according to our instructions.
For more information about provider privacy practices:
https://ai.google.dev/gemini-api/terms
https://business.safety.google/processorterms
https://www.apple.com/legal/privacy/data/en/intelligence-engine
https://openai.com/policies/data-processing-addendum
https://openai.com/policies/terms-of-use
Our commitments:
We take reasonable measures to minimize transfer of sensitive Personal Information. We recommend that users do not enter confidential, medical, financial, or other sensitive information into AI features. We do not use AI features for solely automated decision-making with legal or similarly significant effects on you, unless we obtained your explicit consent or provided appropriate safeguards.
Your rights:
You have the right to access, correct, delete, or restrict processing of your Personal Information, including data processed through AI features. To exercise these rights, contact@vibefinancy.com
By using AI-based features, you consent to transfer of your inputs to an external AI provider under the terms described above.
Use of Information:
The Operator will use Information in accordance with this Policy and applicable law, for:
-Operating the Service and providing proper service.
-Personalization.
-Service improvement.
-Personalization of user experience.
-Statistical analysis (anonymized).
-Sending updates and marketing (subject to consent).
-Security and fraud prevention.
-Compliance with legal requirements.
Disclosure of Information to Third Parties:
The Operator may transfer Information to third parties in the following cases:
-With your consent.
-To service providers such as Supabase, Google, Meta, Apple, payment processors, and similar providers.
-To business partners, subject to consent to receive marketing materials.
-In case of terms violation or suspected unlawful activity.
-As part of a merger, acquisition, or business transfer, subject to privacy commitments.
-Pursuant to a court order or request by a competent authority.
Data Retention:
The Operator will retain Personal Information for the period required to fulfill the purposes for which it was collected, or longer if required by law (for example, accounting or regulatory obligations). Thereafter, Information will be deleted subject to applicable law.
Transfer of Information Outside Israel:
Some Information may be stored or processed on third-party servers outside Israel (primarily in the United States and Europe). The Operator takes reasonable steps to ensure an adequate level of protection, including signing Data Processing Agreements (DPAs) with providers.
Email Communications, Distribution and Marketing:
By signing up to receive email communications, newsletters, or marketing materials, you consent to receiving: updates, marketing messages, advertisements, and professional information.
You may unsubscribe from the mailing list at any time by sending an email to:
Information Security:
The Operator implements reasonable technical and organizational security measures in accordance with privacy protection regulations (information security), including encryption, access control, and protection against unauthorized access. However, absolute security cannot be guaranteed. Your use of the Service acknowledges that you are aware of these risks. By using the website or app, you confirm awareness of these risks and that you will have no claim against the Company for events beyond its control.
Your Rights:
In accordance with privacy protection law, you may contact us and request:
-Access to your Personal Information.
-Correction of inaccurate information.
-Deletion of Information.
-Restriction of processing.
-Export of Information in a common format (subject to technical feasibility).
To exercise your rights, contact:
The Operator will handle requests within a reasonable time.
Account and Data Deletion:
You may request deletion of your user account and the data associated with it by sending a request to contact@vibefinancy.com
Please use the subject line “Account Deletion Request” and send the request from the email address associated with your account. After verifying ownership of the account, we will delete the account and the associated personal and financial data within a reasonable period, except for information we are required to retain by law.
Account deletion cannot be undone.
Changes to the Policy:
The Operator may update this Policy from time to time. The updated version will be published in the Service, and continued use constitutes acceptance.
Contact:
For questions and inquiries, contact:
Updated on: 04/09/2026